By Mark C. Leffler, Boleman Law Firm, PC, Richmond, Hampton, and Va. Beach, Virginia In order to “eliminate abusive debt collection practices by debt collectors . . .”, the Fair Debt Collection Practices Act (“FDCPA”) bars debt collectors from using any “false, deceptive, or misleading representation or means in connection with the collection of any debt . . .” 15...
Critical Case Comment – In re Boyd, 414 B.R. 223 (Bankr. N.D. Ohio August 26, 2009) (Harris)
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In re Boyd, 414 B.R. 223 (Bankr. N.D. Ohio August 26, 2009) (Harris)
Even though a court should apply the “mechanical approach” in determining a debtor’s projected disposable income, adequate tools exist to permit a debtor to be relieved from an unnecessarily high calculation of projected disposable income and a trustee to contest confirmation where a debtor fails to commit what they can afford to pay.
Summary of the Case
The debtor calculated his . . .
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