Question: May a servicer charge to generate a payoff quote? Answer: 1026.36(c)(3) Payoff statements. In connection with a consumer credit transaction secured by a consumer's dwelling, a creditor, assignee or servicer, as applicable, must provide an accurate statement of the total outstanding balance that would be required to pay the consumer's obligation in full as of a specified date. The...
Critical Case Comment – In re Michaud, 2008 WL 5448998 (Bankr. D. N.H. December 30, 2008)
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In re Michaud, 2008 WL 5448998 (Bankr. D. N.H. December 30, 2008)
In order to commit all projected disposable income to fund a Chapter 13 plan, a debtor must commit post-petition tax refunds not necessary for the debtor’s maintenance and support to the trustee during the term of the plan.
Summary of the Case
The court considered the confirmation of several Chapter 13 plans in which the debtors were paying a small dividend to . . .
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