June 20, 2008
Welcome to another in the series Chapter 13 Conversations brought to you by the National Association of Chapter 13 Trustees Academy for Consumer Bankruptcy Education. My name is Tom Waldron (“TW”) and I am the advisor to the Academy and your host for this series of conversations with individuals who contribute to an understanding of Chapter 13. Today’s featured guest is Judge Roger Efremsky (“RE”) from the Northern District of California at San Jose. Hello Judge Efremsky and thanks for being part of this series.  . . .
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