Science Says Sitting Is Killing Us - So It’s IT To The Rescue!

By The Honorable John P. Gustafson, United States Bankruptcy Court for the Northern District of Ohio

A recent study, published in the January 20th edition of the Annals of Internal Medicine (on news stands now!) says that sitting for long periods is associated with one of our least favorite things – early death. Some . . . → Read More: Science Says Sitting Is Killing Us – So It’s IT To The Rescue!

Meet Faye English

Ms. English was appointed as the Chapter 13 Trustee in Columbus, Ohio in August 2014. She filled the vacancy left by Jeff Norman who was appointed as a United States Bankruptcy Judge.

Ms. English began her professional career in banking. After working for five years, she decided law school was the fastest way . . . → Read More: Meet Faye English

CFPB Finalizes Rule Aimed At Improving Credit Card Agreement Submission Process

CFPB Finalizes Rule Aimed At Improving Credit Card Agreement Submission Process – Bureau to Temporarily Suspend Card Issuers’ Obligation to Submit Credit Card Agreements

FOR IMMEDIATE RELEASE: April 15, 2015

WASHINGTON, D.C. — Today the Consumer Financial Protection Bureau (CFPB) issued a final rule aimed at improving the way that companies submit . . . → Read More: CFPB Finalizes Rule Aimed At Improving Credit Card Agreement Submission Process

CFPB Issues Guidance On Housing Counselor Requirement

CFPB Issues Guidance On Housing Counselor Requirement – Final Interpretive Rule Includes Additional Instructions for Providing Housing Counselor Information

FOR IMMEDIATE RELEASE: April 15, 2015

WASHINGTON, D.C. — The Consumer Financial Protection Bureau (CFPB) today issued a final interpretive rule on how to provide mortgage applicants with a list of local homeownership . . . → Read More: CFPB Issues Guidance On Housing Counselor Requirement

Fessenden Inducted Into ACB

Peter C. Fessenden was inducted into the American College of Bankruptcy on March 14th as part of Class 26.

Mr. Fessenden is the Standing Chapter 13 Trustee for the District of Maine. He has served in that position since 1981. He also acts as Trustee for all Chapter 12 cases filed in Maine, and . . . → Read More: Fessenden Inducted Into ACB

CFPB Considers Proposal To End Payday Debt Traps

CFPB Considers Proposal To End Payday Debt Traps Proposal Would Cover Payday Loans, Vehicle Title Loans, and Certain High-Cost Installment and Open-End Loans

(March 26, 2015)

WASHINGTON, D.C. — Today the Consumer Financial Protection Bureau (CFPB) announced it is considering proposing rules that would end payday debt traps by requiring lenders to . . . → Read More: CFPB Considers Proposal To End Payday Debt Traps

Meet Another New Trustee

Joseph A. Bledsoe, III (“Jody”) was appointed as a Chapter 13 Standing Trustee for the Eastern District of North Carolina on April 4, 2014, where he is the Trustee for the New Bern and Fayetteville Divisions. He replaces retiring Interim Trustee Robert R. Browning, and Standing Trustee Trawick H. “Buzzy” Stubbs.

Jody is originally . . . → Read More: Meet Another New Trustee

Tolling The 2-Year Period Prescribed At 11 U.S.C. § 523(A)(1)(B)(ii) For Discharge of Taxes

By Morgan D. King, Esq. Dublin, CA

Late-filed and more than 2 years before filing bankruptcy

Does a prior bankruptcy, to the extent it’s automatic stay overlaps the running of the 2-year period, stop the clock on the two-year period?

Nothing in the Bankruptcy Code provides that anything tolls the 2-year period.

Prior bankruptcy . . . → Read More: Tolling The 2-Year Period Prescribed At 11 U.S.C. § 523(A)(1)(B)(ii) For Discharge of Taxes

Meet the New Trustee

At a mere 37 years old, Kara Luana West was appointed Chapter 13 and Chapter 12 Standing Trustee for the Southern Division of the Eastern District of Tennessee on January 1, 2015. Ms. West has very large shoes to fill as she is replacing long-standing, retiring Trustee C. Kenneth Still. The offices of the . . . → Read More: Meet the New Trustee

District of Oregon Welcomes New Trustee

Naliko Markel (pronounced Nah-Lee-Co) was appointed Chapter 13 Standing Trustee for the District of Oregon (Eugene) on January 1, 2015.

Beginning in 2002 Mr. Markel served as a Business Case Analyst for the Chapter 13 Trustee’s office in the District of Oregon (Portland). He quickly transitioned to the role of Systems Manager and . . . → Read More: District of Oregon Welcomes New Trustee