Chapter 13 Trustee Duties, Powers, And Limitations – Part 7

By James J. Robinson, Chief United States Bankruptcy Judge, Northern District of Alabama

Is the trustee’s service worth her commission?

The Eleventh Circuit recently issued its opinion in In re Dukes, 909 F.3d 1306 (11th Cir. 2018), which spoke primarily to the issue of what it means for a mortgage to be “provided for” in the plan. The court found that debtor-direct-pay-mortgages, not paid through the trustee and controlled entirely by the loan documents rather than by any provision of the chapter 13 plan, are not “provided . . .

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