(Used with permission. Originally prepared for State Bar of Texas Advanced Consumer Bankruptcy Seminar)
By Eduardo V. Rodriguez, Malaise Law Firm, Brownsville, Texas
I. Introduction
BACKGROUND
Bankruptcy is a federally supervised proceeding in which individuals and businesses eliminate or repay debt while under the protection of the bankruptcy court. The main principal behind filing for bankruptcy protection is obtaining a fresh financial start in life. A fresh financial start means that once you have exited bankruptcy you will have discharged all of the debt that is . . .
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